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Commercial building eligible for Class MA permitted development conversion
Guide

What Is Class MA Permitted Development? A Plain English Guide

Andrew Roberts · Guide 1 of 3 · 8 min read

Class MA allows Class E commercial buildings to be converted to residential use without full planning permission. Here is what it is, how prior approval works, and why the 56-day rule matters.

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Commercial to residential conversion under Class MA permitted development
Guide

Does Your Building Qualify for Class MA? The Six Criteria Explained

Andrew Roberts · Guide 2 of 3 · 10 min read

All six Class MA eligibility criteria must be met before you can apply. This guide walks through each one — use class, vacancy period, listed status, Article 4 directions, and more.

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Construction on a commercial to residential conversion project
Guide

How Long Does a Class MA Prior Approval Take?

Andrew Roberts · Guide 3 of 3 · 8 min read

The 56-day rule covers the council's decision window — but the real timeline from instruction to decision is closer to 10 to 14 weeks. Here is what happens at each stage and what can slow things down.

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Can I convert a shop to flats using permitted development?
Guide

Can I Convert a Shop to Flats?

Andrew Roberts · 7 min read

In most cases yes — using Class MA permitted development rights, without full planning permission. Here is what qualifies, what does not, and the six things to check before you commit.

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Embedded capital allowances on commercial property
Guide

What Are Embedded Capital Allowances on Commercial Property?

Andrew Roberts · 8 min read

Tax relief sitting inside the walls of commercial buildings, routinely left unclaimed. Often worth tens of thousands of pounds. Here is how it works and why most buyers miss it.

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How much does a commercial to residential conversion cost?
Guide

How Much Does a Commercial to Residential Conversion Cost?

Andrew Roberts · 10 min read

Build costs, planning fees, finance costs, and contingency — with real-world figures for 2026 and a worked appraisal showing exactly where the numbers go.

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October 2026 Property Market Update
Market Update

The Energy Shock Hits Mortgages: Why Commercial Conversion Still Stacks Up

Andrew Roberts · October 2026

Base rate is unchanged at 3.75%, yet swap rates have hit a 12-month high and lenders have repriced twice in a month. The Bank now expects inflation to pass 4%. Here's why buy-to-let is struggling and commercial conversion still works.

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September 2026 Property Market Update
Market Update

Inflation Back on the Rise, Three MPC Hawks, and Why the Commercial Window Stays Open

Andrew Roberts · September 2026

Three MPC members voted to raise rates at the July meeting. Inflation crept back to 2.9%. Mortgage approvals are at a two-and-a-half-year low. The rate story has changed — here's what it means for property investors.

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August 2026 Property Market Update
Market Update

Rates Are Stuck, Buy-to-Let Is Squeezed, and Commercial Is Opening Up

Andrew Roberts · August 2026

The BoE held for the fifth time. The 5-year SONIA swap rate sits above base rate. 48% of landlords are reducing or exiting portfolios. Where the smart money is moving — and why.

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July 2026 Property Market Update
Market Update

The Biggest Property Opportunity of 2026: Defunct Commercial Property

Andrew Roberts · July 2026

Planning permissions down 10%, construction insolvencies at record levels, and a chronic housing shortage. Why commercial-to-residential conversion is the standout opportunity right now.

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June 2026 Property Market Update
Market Update

Mid-Year Reality Check: Where Property Investment Stands

Andrew Roberts · June 2026

Two MPC members voted to raise rates. Mortgage approvals are 10% below a year ago. A mid-year scorecard across every major property strategy — and where the opportunity is clearest.

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May 2026 Property Market Update
Market Update

Section 21 Is Gone. The Landlord Exodus Has Begun.

Andrew Roberts · May 2026

The Renters Rights Act went live on 1 May. 48% of landlords are reducing or exiting. Buy-to-let purchase loans fell 14.9%. What the first weeks of the new regime reveal.

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April 2026 Property Market Update
Market Update

The MPC Went Hawkish. The Renters Rights Act Is 10 Days Away.

Andrew Roberts · April 2026

One MPC member voted to raise rates — the first time in this cycle. The Renters Rights Act lands 1 May. Two seismic shifts arriving at once, and what they mean for your portfolio.

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March 2026 Property Market Update
Market Update

Inflation's Surprise Comeback — And What It Means for Your Next Property Move

Andrew Roberts · March 2026

CPI jumped to 3.3%, the MPC voted unanimously to hold, and February's near-cut evaporated fast. The spring market is subdued. Where things stand heading into Q2.

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February 2026 Property Market Update
Market Update

The Rate Cut That Nearly Happened — What the 5-4 MPC Vote Means

Andrew Roberts · February 2026

Four of nine MPC members voted to cut rates to 3.5%. One vote kept us at 3.75%. What this near-miss tells you about where rates are heading — and when.

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January 2026 Property Market Update
Market Update

Reading the Signals: What the Data Tells Us Heading Into 2026

Andrew Roberts · January 2026

Rates stalled at 3.75%, mortgage approvals at a two-year low, and the Renters Rights Act months away. Andrew's read on where property investment is heading in 2026.

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Your Why Is Holding You Back — Andrew Roberts in Blue Bricks Magazine Issue 35
Blue Bricks Magazine

Your Why Is Holding You Back: How Passion, Not Purpose, Creates Momentum

Issue 35 · July / August 2025

Andrew challenges the property industry's obsession with finding your "why" — and makes the case that passion, not purpose, is what actually keeps investors moving forward through the hard days.

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